There may be a decline in the amount of foreclosures filed but banks are now focusing on the back logs. Many homeowners walked away from their homes in 2008- 2009. They have moved on, rebuilt their credit and finances only to be hit with delinquency fees and high cost attorney fees. According to a recent article written in the Sun Sentinal -More than eight of 10 loans in foreclosure across Broward and Palm Beach counties were originated in 2008 or earlier, suggesting that the biggest issue now is clearing out the backlog of old cases, RealtyTrac said. "We're primarily dealing with bad loans from the past," said Daren Blomquist, a vice president of Irvine, Calif.-based RealtyTrac, a foreclosure listing firm. In September and the third quarter, Florida continued to post the nation's highest foreclosure rate. The attorneys at Treasure Coast Legal have experience in foreclosure defense, Chapter 7 and Chapter 13 Bankruptcy as well as short sales and debt reconstruction. Please call our office at 772-621-2898 for a complimentary consultation.