Many homeowners, for an abundance of reasons, miss or make late payments to their homeowner association. In addition to problems with their homeowner association, including limited community access, threatening letters, and potential foreclosure for these late payments; homeowners may begin to see these payments affect their credit score. Previously, the information on homeowner association payments went largely unreported. Now, Sperlonga is the first company to provide to Equifax homeowner association payment status data. This late or missed payment will affect your credit just like a late or missed mortgage payment.