After a car accident, many drivers are afraid to talk to their insurance carrier. You are obligated to report the accident, and here are some helpful tips for talking to your insurance provider after a car accident in order to avoid complications.

1. Don’t go it alone! Call an attorney and discuss the case with them prior to reporting the accident to your insurance carrier. An experienced accident attorney will help you prepare for the call.


2. Don’t say the accident is your fault. Even if you think you were to blame or if you were cited in the accident, there may be mitigating factors you have not considered. The fault of an accident is rarely a cut and dry determination and your insurance carrier will make their own evaluation.


3. Stick to the facts. Answer all questions honestly, but carefully. After a car accident, many people forget certain specifics about the accident. Do not make up information or supply details that you are not sure of, instead give estimates. If they ask you about your medical condition, simply say you have seen a Doctor or are going to see a Doctor, they are not entitled to know what parts of your body are injured. If your insurer asks to record your initial statement, you can refuse this request until you speak with an attorney.


4. Make sure you get what you have been paying for! You paid premiums for a reason, make sure your insurance company is delivering what they promised. If you are injured don’t wait to seek medical attention. You have 14 days in Florida or your bills may be denied.

Navigating your way through the insurance claim process can be intimidating and confusing, if you’ve been in a car accident, Call Treasure Coast Legal at (772) 621-2898, we are here to help.